Having a car repossessed can be a traumatic experience for anyone. Feeling powerless in this situation is understandable. However, there may be no need to despair! Most Chapter 13 debtors can get their car back once they file for bankruptcy. When a Chapter 13 bankruptcy petition is filed, an estate is created of the debtor’s property. The estate may be comprised of property that is subject to a creditor’s interest. A Chapter 13 filing grants debtors an overriding interest in estate property that trumps even a creditor’s interest in the property.